Health Insurance Requirements for a Spanish Visa - Inforrmation from Foster Consulting Calpe

Spanish Info in Calpe Spain

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Do you need a certificate to enable you to apply for a Spanish Visa or Residency? Foster Consulting Calpe provide advise on the Health Insurance Requirements.

Health Insurance Requirements for a Spanish Visa - Inforrmation from Foster Consulting Calpe

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Do you need a certificate to enable you to apply for a Spanish Visa or Residency?

Foster Consulting Calpe can provide the certificate when you get Health Insurance from ASSSA.

To apply for a Spanish visa, particularly for long-term visas such as the residency or student visa, you need to meet specific health insurance requirements.

Here’s a breakdown of the typical health insurance requirements for a Spanish visa:

1. Comprehensive Medical Insurance

•Private Health Insurance: You must have private health insurance with a company authorized to operate in Spain. The insurance should provide full coverage equivalent to that offered by Spain’s public health system. It should cover all types of medical treatment, hospitalization, and emergencies.

•No Co-Payment Clause: The insurance should not have any co-payment, meaning you should not be required to pay out-of-pocket expenses for covered services.

•Validity: The insurance policy must cover the entire period of your intended stay in Spain. If you are applying for a residency visa, the policy must cover a minimum of one year. For shorter visas, like a student visa, it should cover the duration of your studies.

•Spanish or International Provider: The insurance can be provided by either a Spanish company or an international insurance provider, but it must meet the conditions required by Spanish authorities.

2. Proof of Insurance for Schengen Visas (Short-Stay Visa)

For a Schengen visa (for stays up to 90 days), the health insurance requirements are:

•Minimum Coverage: The policy must cover at least €30,000 for emergency medical treatment, hospitalization, and repatriation due to illness or death.

•Validity: The insurance must be valid throughout the entire Schengen Area for the entire duration of your stay.

•Repatriation Coverage: The insurance must include coverage for medical evacuation or repatriation.

3. Key Points to Keep in Mind

•Insurance Company Requirements: The insurance provider must be recognized and authorized to operate in Spain or within the European Union. Most major Spanish or international companies are accepted.

•Policy in Spanish or Translated: If your insurance is from an international provider, the policy may need to be translated into Spanish, depending on the consulate or embassy processing your visa.

•Exclusion of Public Health Insurance: Spain’s public health insurance system is typically not available to non-residents until they obtain legal residency, which is why private health insurance is a must.

Conclusion

Whether you are applying for a long-term visa or a short-term Schengen visa, make sure your health insurance meets the specific requirements set by Spanish authorities. It’s advisable to consult the Spanish consulate or embassy in your country to confirm the exact insurance requirements for your specific visa type.

For more information, please contact Foster Consulting via their main listing here: Foster Consulting Calpe

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Health Insurance Requirements for a Spanish Visa - Inforrmation from Foster Consulting Calpe

Spanish Info in Calpe Spain

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